Is using an Apple ID without any payment info or option (no credit or debit card) impossible?
If you answer no, how do you change the payment information attached to your Apple ID account?
It’s tricky to own an iPhone or iPad without an Apple ID. In contrast, your Apple identity is essential in the company’s efforts to sync your experiences across multiple devices and apps.
It’s so fundamental to the package that iOS will encourage you to sign in or create an Apple account when you set it up for the first time.
For many users, your Apple ID is tied to your payment information; with Apple acting as a trusted gatekeeper of your finances, users feel confident about buying apps, books, and other media content through various iOS portals.
These portals can be frictionless because not all of them have to ask for your payment details separately.
However, if the payment associated with your Apple ID is out of date or mistaken, you will want to correct it, and this article will examine this issue.
This article will examine how you can change the payment information associated with your Apple ID.
How to Change Your Apple ID Payment Information on iPhone, iPad, and iPod Touch?
Changing your Apple account’s payment details on an iOS device is easy. Open the Settings app and select iTunes and App Store.
Then tap on your Apple ID, which will be listed at the top of the page, and tap View Apple ID.
Afterward, you will likely be asked to verify your identity by entering a password or Touch ID.
The next step is to select payment information and then review the details that have been stored.
After this, you must pick and edit any information that needs to be changed. Then tap Done.
Note: Changes to the associated card may delay temporary payments. Apple states that changing the payment method to a credit card will result in the iTunes Store and App Store being held until authorization on your credit card has been updated.
How to Remove Payment Details From Apple ID Account?
We have talked about changing the payment information on your Apple ID account. If you want to remove your payment details from your Apple ID instead of switching to a different card, select None under the Payment Type.
You can use an Apple ID without your payment details attached to it. Below is a more highlighted explanation.
How to Change Your Apple ID Payment Information on Mac and PC?
In your Account Information, look for an entry titled Payment Type or Payment Information; you will see an Edit button to the right.
Click on it and then remove the information by selecting None.
Once you are done editing the information, hit Done.
How to Use Your Apple ID Without a Credit or Debit Card?
Apple’s reputation is one reason its users are happy to purchase apps and media content through its portals using debit and credit cards.
Still, some users are unhappy with the requirement that they submit their payment details before using its services.
Thankfully, it is possible to create an Apple ID without any payment method, and with it, the user can download free media and apps.
However, if you have already set up an account with Apple, you can remove the payment method explained above, but make sure you do so after signing in to the App Store for the first time.
Apple’s portals will not trouble you for not selecting a payment method unless you want to buy or try something that is not free.
Also, things are slightly more complicated if you don’t have an Apple ID but want to download free apps and media.
You will have to create an account, and the App Store will insist that when you want to carry out a download, even though it’s free, it’s easy to create a new Apple ID with no payment information attached to it.
Creating an Apple ID with no Credit or Debit card on the iPhone and iPad
Are you trying out this method because you want to download apps or media files? At this point, you’ll be asked to sign in with an Apple ID.
Instead, create a New Apple ID, then follow the instructions to generate your Apple ID.
This is simple and self-explanatory until you get to the section where you will be asked to select a payment method. In this case, you have to select None.
An email will be sent to the email associated with the account you’ve created. Verify that the email belongs to you, and you will be on your way to downloading free apps and media.
Creating an Apple ID with no Credit or Debit card on Mac and PC
The procedure is the same on Mac as on iPhone, and as before, the easiest way to download a free app or media is to create an Apple ID when prompted to do so. Also, remember to select None as the payment method.
We will use iTunes for this process, although you can also use the Mac App Store.
Go ahead and launch your iTunes. Whether you have selected Music, TV Shows, Movies, or Apps in the drop-down menu found at the top left, a link to a store will be located at the right side of the options below the ‘Now Playing’ window.
Because we need to find something to download for free, it would be much easier on the App Store, where there are more freebies than paid apps.
Select Apps from the drop-down menu and then select Apple Store on the right of the menu.
Ensure you are in the right store when looking for freebies. Scroll down to the bottom of the Store and then look for a little circular flag at the bottom right corner.
This should correspond to your region, which will dictate the region to which your Apple ID will be connected.
However, to change this, click on the flag and select a different country.
Now, look for something free (app or media). Note that any App listed on the App Store’s front page that doesn’t have a price underneath is free.
Alternatively, select something from the Top Free Apps chart on the right side and click Get to download for free.
You will be prompted to sign in with your Apple ID when clicking Get for iDevices.
Choose Create Apple ID instead, then follow the instructions to create a new ID, and then select None as the payment option when prompted.
Adding PayPal to Your Apple ID Payment Information
There is an option to add your PayPal account as a payment method to your Apple ID alongside your debit and credit card, but it’s only available in some regions.
This is a way to avoid having your debit and credit card information on file with Apple, and it also allows you to pay for App Store purchases, iCloud storage, and Apple Music.
To set it up on your iPhone, navigate to Settings and tap on your name at the top to go to the Apple ID page, then tap on iTunes & App Store >> Apple ID >> View Apple ID >> Payment Information >> PayPal.
After selecting PayPal, sign into your PayPal account to connect the service to your iPhone.
How to Delete Debit or Credit Card Details That Are Associated With Apple ID?
Have you ever thought about removing your credit card details from iTunes? You must give Apple your bank details when you sign up for iTunes or the App Store.
Many users have asked if there is a way to delete their card details so that Apple can no longer access them.
Maybe you want to replace your existing card with a different one, or you have decided that you no longer wish to spend money using your device. Either way, it’s easy to remove your card details from iTunes.
Even though your card details are linked to your Apple ID, you can remove or change the Apple ID Payment Information directly on your iPad or iPhone or use iTunes on your Mac.
How to Remove Card Details From iTunes on iPhone or iPad?
To remove your bank card from iTunes on an iOS device, follow the steps below;
- Open the Settings app
- Then open iTunes & App Store
- Tap on your Apple ID (which is found at the top of the screen)
- Tap on View Apple ID
- Then, enter the Payment Information
- Under Payment Information, tap None under the Payment Type
- Afterward, tap Done to complete the process.
Your card details will be removed from your Apple ID when this is done.
Be aware that you won’t be able to make any purchases, download apps, or make in-app purchases until you repeat the process. Remember to choose a card type under Payment Type and enter your card details.
How to Remove Card Details From iTunes on Mac?
However, if you use a Mac or MacBook Pro, you can remove your card details from iTunes by using the iTunes app.
Follow the steps below:
- Launch iTunes
- Sign in with your Apple credentials
- Please select your Account and then View My Account
- Enter your Apple credentials and then press Return
- Afterward, click on Edit, which is at the right of Payment Type, and then select None as a Payment Method
- Then click Done
This means you will no longer be able to make purchases from iTunes, download iOS or Mac paid-for apps, or make in-app purchases.
