Access Bank is one of Africa’s technologically advanced bank, so it is expected that they too implement USSD banking.
For Access bank, the USSD code is *901# and it allows customers to enjoy an array of transactions, while non-customers can open an account using the option.
How to Use Access Bank USSD Mobile Code*901#?
Note: Accounts eligible for 901 banking must be owned by a sole signatory, have a BVN, must be naira denominated and no restriction must be on the account.
How To Open An Access Bank Account Using *901#?
If you are a new customer who wants to open an access bank account, simply dial *901*0# and follow the prompts. You can either open an account by using your BVN or by providing your personal details as prompted. Upon provision of the required details, you will receive an SMS with details of your new account number.
How To Register For USSD Banking and Create Transaction Pin?
Dial *901*0# on the sim you use for receiving alerts and follow the prompts. This will prompt you to create a transaction PIN that will be used to authenticate transactions.
To Create/Change The Transaction PIN
On your bank registered phone number, dial *901#. On the menu screen that appears, select 8(NEXT) then select 5(CREATE PIN) option to Create/Reset Pin. Enter the last four(4) digits of your Access bank ATM Card and then enter your choice 4 to 6 digits security code which will be used for all transaction authentication
How To Purchase Airtime?
To purchase Airtime TopUp for yourself, just dial *901*Amount# (e.g: *901*1000#) on your phone, wait for the success message and start making calls.
To buy airtime TopUp for Friends & Family, to buy airtime for friends or family members, simply dial *901*Amount*Phone Number #.
How To Transfer Money Using *901#?
Transfer to an Access Bank account
Simply dial *901*AMOUNT*NUBAN Account Number# (e.g: *901*1000*1234512345#) from your phone number. Authenticate using a four (4) digit security code. You can create a security code using the Menu option.
Transfer to other banks
Dial *901*AMOUNT*NUBAN Account Number# (e.g *901*1000*1234512345#) from your phone. Authenticate using a four (4) digit security code. You can create a security code using the Menu option.
Service attracts N20 charge (Transfers to Access Bank). Service attracts N50 + N2.50 (VAT) charges (Other Banks).
Pay your bills with *901*3#
You can pay DSTV and PHCN bills using Access Bank USSD. Simply dial *901*3# and follow the prompts that show up
Check Your Account Balance With *901*00#
Simply Dial *901*00# on your Access Bank registered phone number. Authenticate using a four (4) digit security code (You can create a security code using the Menu option).
Your account balance is immediately generated after this has been provided.
All Short Codes
| Features | Short Code |
|---|---|
| Airtime for self | *901*Amount# |
| Airtime for others | *901*Amount*Phone Number# |
| Account Opening | *901*0# |
| Data Purchase | *901*8# |
| Balance Enquiry | *901*5# |
| Fund Transfer to Access Bank | *901*1*Amount*Account Number# |
| Fund Transfer to Other Banks | *901*2*Amount*Account Number# |
| Merchant Payment | *901*3*Amount*Merchant Code# |
| Bill Payment | *901*3# |
| OTP Generation | *901*4*1# |
